Tuesday, December 15, 2009

Online Auto Insurance Quotes, A New Way To Save Hundreds On Your Auto Insurance

promises to streamline the process of finding the cheapest car insurance coverage by enabling customers to bypass the traditional practice of cold-calling local auto insurance agents.

Using their state-of-the-art “Quote Comparison Engine”, the site collects some basic information about each customer – the same information that your local auto insurance agent would request – and then provides multiple car insurance quotes to fit each customer’s unique needs and budget.

Since its launch in 2007, the benefits to thousands of satisfied users have become obvious. With a stringent privacy policy and an ongoing commitment to confidentiality, customers are assured that their personal information is safe and will not be used for any purpose other than generating their free auto insurance quotes.

Furthermore, by providing quotes from multiple car insurance companies, customers are able to efficiently compare coverage details and select the auto insurance plan that helps them realize the greatest savings on car insurance rates.


Source

Saturday, November 28, 2009

Online Cheap Car Insurance Company

Finding new car insurance quotes is the best way to go for it. But before you go that way make sure you know the minimum coverage required by your buy new cars. You will find the top auto insurance companies giving the best of rates and packages.


>> Online Auto Insurance - Guidelines To Buy Car Insurance


Step 1. You need to find out what is the minimum coverage that your state requires you to have.

Step 2. You will need a minimum of $10,000 insurance for covering a single person in an accident or in case of killing a person by your cheap used car.

Step 3. Another $10,000 for compensating for the damage of another person's vehicle.

Step 4. You need to take Personal injury protection against any damage to self in case of accident.

Step 5. This covers you and your family members.

Step 6. You can get your car repairs covered under the Collision car coverage in case your car is involved in an accident or is subject of vandalism, riot, theft, or even natural calamity.

Step 7. Quote only the amount that you need the quote for and not include personal injury in it.

Step 8. This can be covered under health insurance; this will get you a new cars quotes.


>> Online Car Insurance - How to Get New Or Used Affordable Car Insurance?


You do not have to pay the same premium rates decided by the government or the auto insurance company. So make sure you get free car insurance quotes and find the best deal for yourself. If you are looking at used car insurance quote online for used cars Hyundai then be sure to check out the companies that fall in your area and seek advice from the agents or the experts in this field. You can compare car insurance quotes to get cheaper car insurance rates from company online. Do not forget to stress on your good points. If you have a clean driving record, good safety features in the car or a good credit score or do not use your best used car too often then you can put pressure on the insurer and they are sure to quote you with a high quote.


These factors can fetch you discounts on your insurance. You can benefit of some discount if you go for multi-policy coverage. This means you ask for other types of policies as well like the home insurance. When you want to buy car insurance online for used mazdas minutely, consider all the points. Do not think that a online car insurance quote is the best; it might not be covering some essential features. Instead, take note of the limits of paying liabilities, amount of deductibles.


Source

Sunday, November 15, 2009

Driving Just for the Day? Consider 1 Day Auto Insurance

Car accidents occur in the morning and evening, day and night. While some incidents can be foreseen, most of them are not anticipated. Drivers who own a standard auto insurance policy can endure the stress and anxiety that comes with an auto accident, but what about the drivers who are uninsured? Short-term auto coverage is the answer.

A recently published article on InsuranceAgents.com reveals that 1-day car insurance can be beneficial for a variety of driving situations.
"Whether you are driving across state lines and are worried about your current policy not meeting that state’s requirements or you are driving a vehicle that is not your own, 1-day car insurance is low cost and offers extensive coverage that may come in handy,"
Short-term insurance can be purchased from one day for up to six months. Typically, drivers who benefit the most from 1-day car insurance are vacationers, borrowers of a car, and test-drivers.

"Remember that accidents can happen to anyone at anytime so it is shortsighted to think just because you’re not driving very far or for very long that you don’t need insurance," the article reports. "Every driver on the road needs insurance and you are no exception."

Whether you’re driving across the country or just down the street, you should always be insured under a policy. Accidents can occur anywhere at anytime, making them impossible to foresee. With 1-day car insurance, you can be fully protected. Talk to an auto insurance agent to review all of the coverage plans that are offered in your area.


Source

Wednesday, October 28, 2009

Auto Insurance - Find the Lowest Auto Insurance Quotes

Just a couple of years ago it was very difficult and tedious task to call up different auto insurance companies or go to the local insurance agents office to get a quote. However now with the advent of internet, you can easily compare auto insurance quotes from all of the leading insurance companies all in just one place.
As the name implies, it gives you the lowest quotes from all of the leading auto insurance companies in easy to compare side-by-side format.

All you have to do is provide some personal information such as age, sex, marital status and your driving record. You also need to provide make and model of your car and how many miles you have now and how much you intend to drive your vehicle per year.

Then you will be given auto insurance quotes from each company so you can see which one gives you the lowest quote and best coverage. However the kind of rate you will get will depend on many factors based on the information you provide.

Drivers over the age of 25 years pay much lower insurance rates because they are less likely to have an accident. You can get much lower auto insurance quote if you are married because in the eyes of an auto insurance company, you are a responsible person, thus less likely to do reckless driving.

Some of the other ways to lower your auto insurance rate is to:

1) Drive less miles per year
2) Increase your deductibles
3) Install anti-theft devices
4) Take a defensive driving course
5) Have a good credit score
6) Keep a good driving record


Source

Thursday, October 15, 2009

Online Insurance Quotes Save Time, Money, and Aggravation

The biggest and newest trends in online insurance is online insurance quotes. Typing your information into the computer to receive an insurance quote instantly is efficient and fast.

There is no need to take a day off of work and call insurance companies all day or drive around to each office searching for a good quote. Buying your auto insurance from the comfort of your own home is safe, secure and saves you a lot of money on your car insurance each month. Going through insurance brokerage websites are even faster because they provide multiple insurance quotes from all of the top insurance companies in the industry at a discounted rate. It is very simple to receive your free online insurance quote by typing in your zip code and hitting enter. It's that simple.  Remember to have your information on hand to expedite the process. You will need your driver's license number, address and phone number, and other information on your vehicle. They will ask you about your driving history and in order for you to receive an accurate quote, you need to be honest with them and let them know if you have received a ticket or accident in the past five years. The insurance company will run your driving history and if something was missed or forgotten it may raise the insurance quote.


Source

Monday, September 28, 2009

CAR INSURANCE QUOTES: GET CHEAP CAR INSURANCE ONLINE

When was the last time you compared the cost of your current auto insurance coverage against other providers or plans? Have you taken a look at the discounts available to you through your car insurance company? Have they even let you know that they offer discounts?

Questions, questions, questions! Realistically, however, consumers tend to avoid asking a lot of questions. The reason for this is that they are often limited in the amount of time that they have for doing things like buying auto insurance, or finding different auto insurance quotes to compare to one another. Some people don’t even have enough time to consider if their coverage is the best it could be, and they just stick with a provider because that is the easiest thing to do.

These are all reasons for finding a reliable car insurance “comparison engine” to see if there is a better policy, company or provider for your needs. A comparison engine is going to eliminate the need to call up various local or national auto insurance companies and then go through a “step by step” interview again and again with each customer service agent.
Let’s just consider a standard interview with a car insurance agent – they will ask the driver for information about the vehicles, about their driving record as well as those of any other individuals covered in the plan, they will do a credit check, and they will also take all kinds of details including all contact information. This cannot be done instantly, and usually takes ten to fifteen minutes to complete. When the interview ends the agent might have a list of options for the driver to choose, and if a comparison is desired the individual is going to have to write down the details each plan. Alternately, the agent might plan on emailing or even “snail” mailing a list of quotes to the individual.

As a driver makes call after call they will begin to develop a list of auto insurance plans to compare. Is this the efficient way to find car insurance quotes? No, because a good and thorough list might take someone a full day to put together, and many valid insurance providers may be overlooked. Additionally, most agents are not going to immediately note if the driver is able to access any discounts which can often see a policy reduced in cost by ten percent or more.

The best answer is for a driver to use a reliable online comparison engine to identify various car insurance plans and prices. The thing to remember is that not all engines will be the same, and it is only worthwhile to use one that is not promoting a single company but actually delivering information based on a true request for accurate quotes. This means the driver should be asked to provide the same details as in a standard person to person interview, but in the form of an online worksheet instead.


Source

Wednesday, November 26, 2008

Brits 'should haggle over car prices'

Brits could collectively save a total of £396.36 million if they were prepared to haggle on the price of a new car, a new report has suggested.

Research from Sainsbury's Finance has found that 19 per cent of people that are planning to buy a new motor are not going to try and negotiate a price - even though it could lead to saving of around £1,468.

However, 60 per cent of respondents said that they would try to haggle 'hard or very hard' over the cost of a new vehicle - a move that could help people beat the credit crunch, the organisation claimed.

Steven Baillie, head of Sainsbury's loans, remarked: "In the current economic climate, fewer people are looking to buy new cars."
He added: "This is one of the best times to haggle over the price you pay."

Meanwhile, Norwich Union recently launched a new service that allows customers to compare its car insurance quotes with that of competitors.

Source